Discussion and responses

Write a 175- to 265-word response to the following questions:

·        Identify some different health care coverage options for consumers.

·        Considering the options, what impact can chronic disease wellness programs have on health care costs?

·        How do different demographics and generations affect the health care market, if any?


Respond to the responses separately 50 word minimum 75 word max:



Some different health care coverage options for consumers are:

  • Health maintenance organizations (HMOs)
  • Preferred provider organizations (PPOs)
  • Exclusive provider organizations (EPOs)
  • Point-of-service (POS) plans.
  • High-deductible health plans (HDHPs), which may be linked to health savings accounts (HSAs)

You have to know which plan is best for you or the individual. Most Increase Employer Healthcare are due to chronic diseases.  Chronic diseases can’t be cured by vaccines. Chronic diseases have become so common they’re a normal part of life. Health and wellness through employer disease prevention programs, such as a Changing demographics are associated with higher treatment costs. The number of patients with heart failure is expected to increase overall and as much as among the population aged over 65 years. The number of hospital admissions due to heart failure is forecast to increase to 448,752 in 2025. (Pub Med.gov)”

The impact of health care cost is so great where the older population compares whether to pay a bill or for their medicine. This should not be . This is why health insurance should be made more affordable or give people an reimbursement of funds not used.



Currently in the world we live in now, there are many different options that are available for health care insurances. Many people struggle with being able to find affordable and quality health care insurance that will give them the help needed without having to break the bank or their pockets. Some options for health care insurances are private insurances and government based insurances, which is also called HMO & PPO. The differences between them mainly is the cost of insurance, coverage and even status. For example, Medicare & Medicaid is two government insurances that can be categorized as low income insurances and/or affordable health care insurance for those that fit the criteria needed to qualify. While health care insurances like: Tricare, Athena, Cigna etc. all of these are private health care insurances and are mainly used while employed somewhere or through a family member. Personally, I feel that the best option for insurance depending on your situation. There are insurances that will provide you with the best care depending on ages, situation & disability issues as well.